Main job function

CORE PURPOSE OF THE JOB

To provide support to the Head Office Credit division by pre vetting applications for finance that falls within the different credit mandates of the Bank. Provides recommendations on every application prior to that application being vetted by the delegated authority. Submits requests for finance to the Board Credit Committee and Board of Directors for approval. Required to act as a back-up function for other credit analyst tasks in the department.

MAIN FUNCTIONS OF THE JOB INCLUDE:

Vetting Applications:

• Review and analyze finance applications within the mandates of Executive Credit Committee (ECC), Senior Management Credit Committee (SMCC), and Management Credit Committee (MCC).
• Assess credit risks, ensure compliance with regulatory and internal policies, and make recommendations for management approval.
• Board Credit Committee (BCC) Submissions: Prepare and submit applications to the BCC and Board of Directors (BOD) for approval.
• Compile necessary documentation and ensure all queries are addressed

Projects:

• Involved with credit projects such as Credit Lens.

Internal & External Auditors:

• Coordinate with internal and external auditors, providing necessary information and addressing audit queries promptly.
• Prepare submissions for audits and ensure compliance with audit

Credit Policies and Procedures:

• Assist in the creation, review, and enhancement of credit policies and procedural
• Attended procedure review committee meetings as a representative of the Credit

Reporting:

• Preparation of reports to Board Credit
• Ensure accuracy and completeness of

Credit Awareness and Training:

• Conduct credit awareness sessions and training for sales and credit staff on amended regulations, internal policies, and procedures.
• Prepare presentations and materials as

A Consultant will be in touch if you are shortlisted for the position. Please consider your application unsuccessful should you not have been contacted within 2 weeks. We will keep your CV on our database and contact you should you match the criteria of any other vacancies.